What applies where you are
We apply the legal text that matches your location, and if a rule changes by state or country, we use the version that fits where you access the account. When local law does not permit a feature or request, we may limit access rather than guess.
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We keep a dated trail for deposits, withdrawals, account edits and consent changes so a correction or dispute can be checked against the record. If you ask for a copy, we verify the account first and then share what we can under the law that applies.
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UPI, Paytm, PhonePe and Google Pay entries may appear in your records as payment context, not as a promise that every rail is available in every region. We also keep the wording on changes plain, so you can see what was updated, when it changed and
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which channel was used.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.